- Protecting the Confidentiality and Security of Consumer Information.
- The Types of Information We Have About You and Where it Comes
- Sharing Information with Affiliated Companies
- Sharing Information for Legal, Business and Joint Marketing
Information Voluntarily Provided
Any information you provide to us (i.e. name, e-mail address, etc.) when you enroll in one of our E-Mail Reminder Services, request information, or use any of the other interactive portions of our Web sites, is securely maintained on our Web server and internal systems. This information may be used to provide you with information you've requested about our company, our products and our services, or to provide you with special notices. You may opt out of receiving future communications at any time (see opt-out Procedures below). This data may also be used to tailor your experience on our sites by providing content that is relevant to your interests and geographic region.
You may always opt-out of receiving future communications from our dealership. Our sites allow users to opt-out of receiving such communications at the point where personal information is requested, or through other means as identified.
If you would like to modify or delete your personal information you may opt out here.
PROTECTING CONFIDENTIALITY AND SECURITY OF
We take seriously our responsibilities to respect
the confidentiality and security of nonpublic personal information
- called "Consumer Information" in this notice. Our
policy calls for safeguards to protect Consumer Information from
unauthorized access, alteration and destruction. For example,
our policies authorize access to Consumer Information only by
those who need access to do their work. The same holds true for
our affiliated companies, which are companies that, now or in
the future, we own (or control), or are owned (or controlled)
by, or are under common ownership (or control) with. We also may
maintain, as required by applicable federal regulations, physical,
electronic, and procedural safeguards to guard your nonpublic
their legal representatives) who are consumers or customers in
connection with financial services primarily for personal, family,
or household purposes, such as leases, installment purchases of
vehicles, and insurance. It covers both current and former customers
and treats them the same. This notice also describes the privacy
policy of our affiliated companies, except as states in separate
notices they give you. Consumers who transact financial services
business with the Kirby Auto Group through the Internet may also
be covered by privacy policies that may be posted on the web sites
they visit. Individuals who transact business with us but who
do not seek financial services from us are not covered by our
give you notice of the revised policy before disclosing Consumer
Information about you other than as described in this notice.
INFORMATION WE COLLECT
We collect and use information about you from
various sources. The amount and nature of the information collected
and used varies from transaction to transaction, but the information
can include the information described in the following five types:
- Information from you. Information you provide to us on applications,
other forms, and by other means, such as your name, address,
social security number, assets, income, and debt;
- Information from our experience and our affiliated companies'
experiences. Information about your transactions and account
experience with us or our affiliated companies, such as parties
to transactions, contract or lease balances, payment history,
and communications and correspondence;
- Information from the experience of other parties. Information
from outside sources regarding their employment, credit or other
relationships, account experience, or transactions with you,
or verifying representations made by you, such as your Employment
history, credit balances, or your property or liability insurance
- Information from credit reports. Information supplied by consumer
reporting agencies, such as information regarding your creditworthiness
or credit history;
- Other general information. Other general information we obtain
about you (such as demographic information) that is not assembled
for the purpose of determining your eligibility for credit,
insurance, employment or other products or services.
SHARING INFORMATION WITH AFFILIATED COMPANIES
We may disclose to our affiliated companies all
of the information we collect about you as described in each of
the five categories above. Our affiliated companies can be financial
service providers such as leasing companies, insurance companies
and payment processing companies and nonfinancial companies such
as automotive repair facilities and data processing companies.
This sharing permits us to give you superior service, make a wider
range of products available, and operate our business more effectively.
We do not share information with nonaffiliated third parties,
other than describe below under "Sharing Information for
Legal and Routine Business Reasons and for Joint Marketing."
Where they apply, we observe limits and restrictions set by law
as to sharing certain kinds of information with our affiliates.
For example, unless you authorize the sharing, we do not disclosure
creditworthiness information about you from credit reports.
SHARING INFORMATION FOR LEGAL AND GENERAL BUSINESS REASONS
AND FOR JOINT MARKETING
We may disclose any of the above five types of
Consumer Information to credit bureaus and similar organizations,
and otherwise when permitted by law. For example, this may include
a disclosure in connection with a subpoena or similar legal process,
a fraud investigation, recording motor vehicle registration and
other documents in public records, an audit or examination, or
the sale of your account to another financial institution. We
may also share any of the above five types of Consumer Information
outside of our affiliated companies if we have your consent, such
as when you've requested to be contacted by other companies we
We may also share all five types of Consumer
Information above with companies that work for us, possibly including
some of our own affiliated companies, to perform services for
us or functions on our behalf. These companies may include financial
service providers such as banks, finance companies, insurance
companies and payment processing companies, and nonfinancial companies
such as automobile manufacturers and data processing companies,
and other organizations, such as nonprofit organizations that
might provide education, training, or certification services to
businesses such as ours. We may share any of the five types of
Consumer Information above with companies that work for us to
provide marketing and other services or with financial institutions
with whom we have joint marketing agreements, such as banks or
financing divisions of motor vehicle manufacturers. These companies
act on our behalf and, within the time required by law, will be
required by our policy to be contractually obligated to keep the
information that we provide to them confidential and to use the
information only to provide the services we've asked them to perform
for you or us.
Thank you for reading this notice and learning